Commercial Auto Insurance

Commercial auto insurance helps cover the costs of an auto accident while you or an employee uses a company-owned car for business.  This can include a combination of vehicle types, including both trucks and cars, as well as some types of motorized equipment. 

Do you need Commercial Auto Insurance?

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You need commercial auto insurance for vehicles that:

• Are used for business.

• Carry a commercial license plate or tag.

• Are registered commercial.

You should also carry commercial auto coverage if you or your employees use vehicles for work-related tasks, such as:

• Driving clients to the airport;

• Going on sales calls;

• Taking packages to a shipper;

• Shopping for office supplies.

Important to know: You may be required to get additional coverage if you use vehicles for certain functions, including:

• Delivering food, products or publications;

• Acting as a chauffeur, taxi or limo service;

• Transporting flammable or hazardous materials;

• Carrying equipment;

• Towing vehicles;

• Trucking and moving freight.

Coverage Highlights:

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• Liability coverage: bodily injury and/or property damage

• Personal Injury Protection and excess medical payments

• Uninsured/underinsured motorist

• Collison

• Comprehensive (other than collision)

• Rental Car Coverage

• Hired/non-owned auto liability

Alpha/Omega Coverage Corp can help you find the auto insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.

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Every business is unique –  talk to us today to find out how to get the best price and value on commercial umbrella insurance for your business.