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Cyber Liability


You need cyber insurance if your business:

  • Accepts credit cards or other digital payment types

  • Uses computers and mobile devices

  • Keeps medical or financial data

  • Stores confidential customer information

Cyber liability insurance policies will cover both 1st and 3rd party costs associated with a cyber breach. The first-party costs these policies cover include:

  • IT Forensic Costs

  • Notification Costs

  • Credit Protection Costs

  • Crisis Management Costs

  • Crime and Social Engineering Costs

Cyber liability insurance also covers third-party costs associated with a data breach. This includes:

  • Breach of contract

  • Negligent protection of data

  • Network security breaches

  • Transmission of software viruses

  • Denial of service attacks

  • Defense of regulatory actions related to a breach

  • Fines, penalties, and assessments


Cyber liability policies also cover additional costs associated with cyber extortion/ransomware, business interruption, and digital damage assessments. 

Every business is unique – talk to us today to find out how to get the best worker’s compensation and employee benefits for you and your company