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Excess Liability and Commercial Umbrella

An Excess Liability policy extends liability limits above one other policy, most typically a General Liability policy.


A Commercial Umbrella policy will extend liability coverage over several policies, including General Liability and Commercial Auto, and may even broaden coverages. 


Both Excess Liability and Commercial Umbrella policies will provide coverage when the underlying policy's limits are exhausted.  

Alpha/Omega Coverage Corp recommends that your business insurance program include this coverage.  The rising costs of lawsuits and judgments are important for today’s business owner to consider.


Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event.



Every business is unique –  talk to us today to find out how to get the best price and value on commercial umbrella insurance for your business.