General Liability Insurance
If you have foot traffic in your business location, there is a chance someone could fall... even if you don't leave banana peels laying around.
General liability Insurance, also known as “commercial liability insurance” is a broad commercial insurance policy that protects a business against claims for bodily injury (BI) and property damage as well as advertising and personal injury liability.
There are multiple types of claims that may be covered. These include:
Bodily injuries and property damage your business may have caused. This can include customer slip and falls or employee accidents, like breaking a client’s windows while working at their home.
Advertising injury that your business causes by defaming someone else or another company.
Copyright infringement from using someone else’s work in your business’ ads without their permission.
Reputational harm if something you said in an interview about another business owner negatively impacts their company.
General Liability does not cover everything for a business and will not help you with:
Damage to business property
Computer related crimes and losses
Auto accidents that you or your employees cause while driving for work
Illegal acts or wrongdoing that you or your employees did purposefully
Alpha/Omega Coverage Corp recommends that all businesses have general liability coverage in place. Every business is unique – talk to us today to find out how to get the best price and value on commercial general liability coverage for you.